Our Forecast for Commercial Property Finance in 2024

Residential and Industrial assets will remain strong. Industrial will continue to shine with logistics, storage and data centres favourable asset types for both investment and development. With housing supply a topical issue, residential will continue to be the darling of commercial property for the next few years, but new builds will still feel the pain […]

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Commercial Property Finance: Year in Review

Beginning of the Year Interest Rate Cycle The start of 2023 was all about interest rates and the question on everyone’s mind was, “when will they stop rising?”. We saw the RBA raise the cash rate in March, April, May, and June, followed by a four month pause and then another in November. The pause […]

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Real Estate Debt Capital Markets Report 2023

The tide has turned, and Australia’s markets are no longer awash with capital. Our sixth annual Debt Capital Markets Report charts the fallout from the velocity of cash rate rises as we move into a post-COVID world characterised by high construction costs, tightening of capital, and declining asset classes. In April 2023, we surveyed over […]

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2023 Forecast: What to Expect in the Commercial Property Finance Market

To kick-start 2023, we wanted to share some thoughts on what we’re seeing in market and give you insight on what we’re expecting for this year. The effects of rising interest rates In 2023, we will see the true impact of last year’s interest rate rises take effect on the market. Asset prices will reset […]

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App Gives Agents Finance Insights to Boost Sales

As one of Australia’s leading broker of commercial property finance, Stamford Capital says it is increasingly being asked by commercial real estate agents to provide them, and in turn their prospective buyers, with finance insight to assist in the sale of their property listings. To empower commercial real estate (CRE) agents with this finance insight […]

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Real Estate Debt Capital Markets Survey 2022

A more conservative outlook following the great re-set Are we set for another booming year? Or is the outlook more conservative with the threat of rising interest rates having now come to fruition? Australia’s residential real estate markets burned bright throughout 2021, spurred on by interest rates remaining at all-time lows despite cooling sentiment near […]

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Stamford Capital Launches fintech marketplace for commercial real estate agents

Just months after the successful launch of comr8’s Stamford Capital has released comr8 for agents – an innovative new platform tailored to be the finance arm of commercial real estate agent. Launched last October, the online comr8 platform is free for borrowers of commercial property finance and provides insights on the entire lending market comprising […]

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Introducing comr8

As our closest friends and clients, we’re proud to introduce you to comr8 our new commercial property finance marketplace – connecting borrowers to their best finance solution. For over 11 years, Stamford Capital has been tirelessly working to deliver the best for our clients; our rich history and breadth of experience feeding into every decision […]

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Lockdowns still not enough to subdue market liquidity

The past 12 months have been an interesting time in the debt capital markets and indeed, the property sector in general. What started with a cloud of COVID-19 uncertainty – as we all held our breath to see how the markets would respond – ended with more capital in the market than we have ever […]

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Commercial lending back at pre-pandemic levels

Pre-sales lending criteria easing, deal competition increasing with more non-bank lenders Expectations are for price wars forcing non-banks to lower margins Dramatic swing back in survey results after the bleakness of a year ago Commercial lending appetites are back at pre-COVID levels, with high levels of confidence and optimism across most property sectors. To read […]

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Capital Supply Tipped to Exceed Demand

Lenders are lining up to provide capital on new projects as the property industry suddenly becomes an attractive prospect, a swift turnaround on the situation six months ago. Both bank and non-bank lenders are trying to take advantage of the real estate market, granting more opportunities for developers, however capital supply could outpace demand, according […]

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Private capital floods back into real estate debt ‘like a boomerang’

Private capital chasing higher yields in the booming property market has fuelled an explosion of new non-bank lenders offering construction and investment loans this year, according to one of the country’s leading commercial mortgage brokers, Stamford Capital. “[Lending] has come back like a boomerang. There was a huge dip [last year during the pandemic] but […]

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Real Estate Debt Capital Markets Survey 2021

What a difference six months makes. With Australia’s residential real estate markets running red hot, interest rates at close to zero, and few alternatives for yield, real estate debt is certainly looking attractive. And private lenders are following non-bank lenders into the arena. While there may still be pockets of concern, including commercial and retail […]

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Mezzanine finance on the comeback in commercial property

Mezzanine finance was once a common part of the broker’s arsenal of products, but has taken a backseat in recent years as Big Four lenders shied away from apartment and unit development deals. “Mezzanine finance, or second mortgage, are debt instruments that exist in capital stacks that are most often used in project financing, but […]

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Mezzanine finance back in favour as residential presales surge

According to commercial finance intermediary Stamford Capital, mezzanine and traditional bank financing arrangements are emerging as key trends in real estate debt capital in the commercial property sector, as developers return to trading bank lenders and incorporate mezzanine finance in their development finance stack. To read the full article from the Australian Property Journal Click […]

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Cheaper mezzanine funding on the cards for developers

The resurgent housing market has delivered a double boost to residential developers in the form of cheaper debt as banks look to partner again with mezzanine lenders. To read more of the article in the AFR Click here.

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Mezz is back…

Mezz is back…tell your friends! Mezzanine finance is back, for real. We’ve recently closed two mezzanine loans and have seen an uptick in inquiries for this capital type, which for the last few years has remained dormant. This is an interesting shift in market and perhaps an indicator of where we expect to see activity in […]

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New Year Update

Happy new year all. Appreciate we’ve all been getting a lot of New Year emails regarding the unprecedented 2020 year that was… but here is our take out from a commercial real estate capital perspective following our regular updates during the COVID outbreak: Key Points: We’ve never seen more alternate capital in market, perhaps non-bank […]

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The impacts of COVID-19

The coronavirus pandemic has shifted the way banks and non-banks are looking at lending. To read more of the feature in Mortgage Professional Australia click here.

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October 2020 Outlook

To say the world has changed since our past article would be an understatement. Clearly there is total media saturation on what has to be one of the globe’s worst health crisis in history and its ramifications on both human and economic functions. In our last paper, we had communicated and forecast cash rates to […]

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Real Estate Debt Capital Markets Survey 2020

In early 2020 the real estate debt capital market was quietly optimistic. By January, the residential market had recovered almost all of the losses suffered between 2017 and 2019. Most lenders were looking for new opportunities to reduce their loan books, with 87% expected to maintain or loosen their investment credit criteria. And then COVID-19 […]

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Non-Bank Lenders Seize Resurgent Loan Appetite

Non-bank lenders are leading the charge to capture emerging capital flowing back into the property market as investors emerge from the depths of the Covid-19 crisis, financier Stamford Capital says. According to a survey of 100 lenders conducted in August, lending activity is projected to remain stable, with 70 per cent of respondents expecting major […]

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Non-Banks drive surge in real estate funding liquidity

A fresh wave of capital has poured into real estate debt markets in the post-COVID-19 age, according to a survey of 100 lenders, and non-banks are leading the charge to fund investors and developers. More than 70 per cent of the banks, non-banks and private lenders surveyed in August by mortgage originator Stamford Capital said […]

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‘Gold Brick’ Bias Creates Niche for Non-Bank Lenders

Liquidity is more important than pricing and wherever there is liquidity, there is a deal that can be done. Click here to read the full article from The Urban Developer.

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The Office is Dead…Long Live the office

I’ve had several conversations over the last three months about offices being a relic of a pre corona world. There is little doubt that the office and the purpose of an office will change. The likely changes include greater flexibility for teams to operate at home or from the office. Modern businesses will adjust here. […]

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Loan product alert – June 2020

We rarely lead with price but Stamford has capital allocation that is both unique and highly competitive, notables as follows: Lender: Bank Type: Investment Debt Facility Loan size: $7,500,000+ LVR: Up to 65% Interest Rate: ~2% all in Subject to the Banks’ credit assessment policy and conventional loan covenants for a facility of this nature. […]

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2020 Residential Market Outlook

Thanks to Colliers International for hosting and inviting Stamford to take part in the 2020 Residential Market Outlook Webinar alongside Ethos Urban. To see the full presentation on the 2020 Residential Market Outlook during and post COVID-19 click here.

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Stamford Snapshot: 6th edition

Following on and an update from last Wednesday. Our key observations over the last week: The market appears to have definitely shaken lose who remains at play in the non-bank space. We are surprised on the upside at the depth of capital available, both for existing assets and development. Should also mention residual stock, like […]

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Stamford Snapshot: 5th edition

Following on and an update from last Wednesday. Our key observations over the last week: Demand for debt capital continues to subside, in particular for development/project finance. We have terms issued and agreed on our first structured deal post COVID, a staple of senior and two separate junior positions. The capital here from an Asian fund………some […]

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Stamford Snapshot: 4th edition

Following on and an update from last Wednesday. Our key observations over the last week: We are seeing and doing genuine post COVID deals now, giving us and our clients the benefit of real time risk and pricing benchmarks.  The bias here being reduced risk/gearing with increased pricing, happy to take calls to talk about particular […]

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Stamford Snapshot: 3rd edition

Following on and an update from last Wednesday. Our key observations over the last week: Continued bias in tightened availability of debt capital and those lending taking less risk and wanting greater return, the later in particular for the non-bank market. Demand for debt capital has fallen materially with the bulk of our origination in […]

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Stamford Snapshot: 2nd edition

Following on and an update from last Wednesday. Our key observations over the last week: The bias remains to debt capital tightening, in particular we have seen some non-banks tighten credit criteria or pause lending rather than price for risk. That said we remain encouraged by the amount of debt capital remaining at play for […]

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Stamford Snapshot

Given the extraordinary and dynamic times in which we currently exist, Stamford will provide weekly short form updates on debt capital for Australian real estate investors and developers via email, LinkedIn and Twitter feeds. We promise to wind back output once markets stabilise. We also intend to re-run our annual Debt Capital Markets survey later in […]

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Your Certainty in Commercial Property Capital

Stamford Update Well it’s been the most remarkable couple of weeks of most of our careers. We hope that you are all healthy and safe. Stamford made the decision to send our people to work from home last Monday 16th March. We have systems that are secure and cloud-based so we transitioned to full productivity […]

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Loan product alert – December 2019

Christmas Special – No presale construction finance at 60% LVR We currently have access to funds for high leverage, no presale construction funding. Guidelines: Loan amount up to $25m Interest rate less than 10% No line fee All metro locations Quick turnaround time Contact us now for a term sheet this side of Christmas. Hit […]

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November 2019 Outlook

The recurring theme from the Governor of the RBA is that interest rates will remain low for some time to come. He continually reiterates this theme through the monetary policy statements and other channels. This is as a result of low global interest rates. The questions and uncertainty that becomes apparent from here on is […]

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Loan product alert – October 2019

Construction finance up to 85% LTC from 6.95% p.a. We currently have access to funds with appetite for low presale, high leverage construction transactions with pricing from 6.95% p.a. Guidelines: Up to 85% LTC Up to 72% LVR Low presale hurdle from 45% debt cover Transactions up to $30m All major metro areas Exlusive product […]

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Loan product alert – Sept 2019

Up to 75% LVR under 5% p.a…no way! We have recently seen a significant shift in the non-bank capital market with compression of non-bank rates trending downwards towards traditional banking pricing for investment debt. Lender: Non-Bank; – Loan size: from $1M up to $7.5M; – LVR: up to 70%-75%; – Interest rate: 4.70%-5.10%; and – […]

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Build to can’t sell. Let’s be honest.

This article examines the existing conditions in the build-to-rent market and highlights: Financing constraints on the debt and equity side that are hindering investment in the segment; Lack of tax concession for investors (MIT withholding tax/lack of GST Credits) significantly impacting project returns; and Pointers we can take from overseas with their further advanced build-to-rent […]

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Stamford Capital courting overseas investors

With banks now requiring 100-120% debt coverage for overseas buyers and local appetite reducing for off-the-plan apartments due to Opal and Mascot towers incidents, non-bank lenders have developed zero pre-sales product to cater to this market. Click here to read the full article.

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July 2019 Outlook

Since our last Outlook, interest rates have been reduced twice by the central bank. The second cut had forecasters divided as to the timing, but clearly the rate reduction had been fully priced and expected by the market. The RBA finally abolished the 5.00% employment benchmark that it had been linking policy with, as a […]

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Lending after the storm

Figures show the changing appetite of lenders. As the banking sector recovers from the perfect storm created by APRA restraints, the royal commission and the final Hayne report, lenders are looking to grow their loan books and develop new products for the changing market, according to Stamford Capital’s 2019 Real Estate Debt Capital Markets Survey. […]

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Suntec REIT secures Pyrmont’s Workshop for $297m

We are delighted to announce Singapore-based Suntec REIT has recently finalised the acquisition of the Workshop office building in Pyrmont, an A-grade asset being developed by one of our clients Milligan Property Group in partnership with Stamford Capital Australia and Quintet Partners. To read the article from The Australian written by Ben Wilmot Click here

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Banks put tenants under the microscope

Over the last 12 months banks have been continuing to ramp up scrutiny on commercial property assets. There has been more attention paid to interest cover for investment assets however anticipated interest rate cuts and the recent reduction of bank bill swap bid rate (BBSY) will likely lead to some relief. An emerging trend that […]

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Pre-sale criteria continues to constrict development

Australia’s banking sector is in recover mode after being hit by the perfect storm of influences, according to a new industry survey from Stamford Capital. Due to the effects of APRA restraints, the Royal Commission and resulting Hayne Report, pre-sale criteria continues to constrict residential development, according to Stamford Capital’s Real Estate Debt Capital Markets […]

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Commercial finance trends in Australia’s post Hayne Report climate

As Australia’s banking sector continues its recovery from the perfect storm of APRA restraints, the Royal Commission and resulting Hayne Report – pre-sale criteria continues to constrict residential development, lenders are looking to size up loan books and scramble to develop new products for the changing market and many anticipate an interest rate decrease, according […]

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Eastern states stats don’t apply to SA claims report

Eastern states stats don’t apply to SA claims reportAs Australia’s banking sector continues its recovery from the royal commission and resulting Hayne report, pre-sale requirements continue to constrain residential development with lenders looking to size up loan books and develop new products says a new real estate survey from a national finance broker. But, claims […]

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NAB tips peak-to-trough house price decline of 20pc

NAB has downgraded its house price forecast for 2019 after weak conditions early this year were worse than expected. Sydney and Melbourne will continue to lead the decline, but the major lender now anticipating peak-to-trough falls of 20% and 15% respectively. Perth is expected to remain weak, while the other capitals will hold up. To […]

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Real Estate Debt Capital Markets Survey 2019

With Australia’s property market now in decline, it’s time to deal with the reality. Property developers and investors are seeking new opportunities in a more challenging market as the promise of the property boom wears thin and presales become next to impossible. In a post-Hayne Report environment, major banks are still hamstrung by stringent credit […]

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More private commercial lenders offering loans without pre-sales

More than a third of private lenders in Australia are starting to offer loans to residential developers without pre-sales commitment, as tough times in the housing market call for more fluid lending, an annual survey by lending broker Stamford Capital reveals. Nearly all of the major banks still require pre-sales of apartments and new homes […]

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March 2019 Outlook

It has been a while since our last interest rate outlook paper (Oct 2018), and the landscape appears to have changed. In our last Outlook, we tended to agree with a number of other forecasters that interest rates have a tightening bias, but wouldn’t look to move until late 2019 at the earliest. We feel […]

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Loan product alert – March 2019

Competitive non-bank term debt (FINALLY!) We haven’t seen non-banks being interest rate competitive with the banks since pre-GFC. Finally we are seeing some traction in this space. Following our last product update, we have another highly competitive new non-bank investment/term debt product: Lender: Non-Bank; – Loan size: from $10M up to $150M; – LVRs: up […]

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Loan product alert – February 2019

1.25x ICR from 4.5%….shut up and take our money! We have a highly competitive new non-bank investment product: Lender -Non-Bank; – Loan size – up to $10m; – LVRs – up to 65%; – ICR – 1.25x min; – Interest rate: from 4.5% p.a; Location: for all major cities eastern and southern states. Who might […]

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Stamford Capital expands into Victoria

We are delighted to advise Henry Buwalda has joined the Stamford team to lead our Victorian operations. Henry brings to Stamford a great deal of experience, in particular in Victorian property markets, having led various teams across multiple banks in Melbourne for over 35 years. Through that time, Henry has built a wealth of knowledge […]

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Hayne Report to hit home developers and commercial lending

It has been impossible to avoid reports on the banking royal commission’s findings, yet most analysis has focused on the impact of proposed changes on the mortgage broking sector. Few commentators have discussed the inevitable flow-on effects on the residential property development sector and its many related industries. Click here to read full article by […]

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October 2018 Outlook

AUGUST KEY POINTS *¹TOTAL DWELLING UNITS The trend estimate for total dwellings approved fell 1.9% in August. The seasonally adjusted estimate for total dwellings approved fell 9.4% in August *²PRIVATE SECTOR HOUSES The trend estimate for private sector houses approved fell 1.2% in August. The seasonally adjusted estimate for private sector houses fell 1.9% in […]

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AustSuper to finance $145m complex

Stamford Capital is delighted to have played a key role in this transaction. Click here to read full article by Ben Wilmot in The Australian.

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Sunny skies for Brisbane apartment market

It’s widely accepted within industry circles that we are through the worst of the headwinds that the Brisbane apartment market will experience. The supply has all but dried up (certainly in the inner ring) and almost all key indicators affecting forward-looking pricing for the Brisbane apartment market are improving, albeit from a low base. Broadly […]

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ICR is the new LVR

Conversation with the Australian banking market on investment assets is nearly exclusively now led by the question of “ICR” (interest cover ratio). Then there is some chat around asset WALE (weighted average leasing expiry) and makeup of tenancy schedule. And coming in as an afterthought is LVR…hard times for what was previously the key metric […]

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Loan Product Alert August 2018

Following our last Product Update regarding a invest debt / term loans with interest cover requirements of less than 2 times, Stamford is pleased to advise it has access to another competitive loan offering from a new lender in the Australian market offering larger term / investment debt. High level details as follows: Loan size […]

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Certainty through market constraints

Over the past 12 months, we’ve seen investment capital tighten and some slowing across real estate markets. Yet we also received at least one call a week from new entrants to the real estate debt capital market, actively looking for deals. And we executed more deals in the non-bank space this year – a total […]

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July 2018 Outlook

In FY 16-17, fuel prices were 124c per litre on a national average, whilst diesel’s average at the same time was 125c per litre. In FY 15-16, they were 122c and 123c average respectively. We roll the clock forward to the current period and fuel is closer to 150c per litre and diesel up to […]

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The rise and rise of non-bank and alternative funding

Until relatively recently, Australia’s major banks dominated construction and investment lending. But within the next 12 months, the developing capital landscape will look quite different. Thanks to APRA and ASIC restrictions, new funding models have arrived – some with very different product offerings. We recently surveyed over 100 debt capital providers, and the majority told […]

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Loan Product Alert July 2018

The majority of Bank’s are now requiring a minimum 2 times interest cover for commercial property term debt loans, which pending an assets net income, restricts LVR’s available. For Borrower’s seeking additional leverage, Stamford, via one of its capital lending partners has access to an interesting loan product for commercial investment property which requires a […]

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Have Chinese investors lost interest in Australian properties?

Regulatory issues and constraints on capital leaving the country have contributed to a noticeable cooling down of interest from Chinese investors since the booming 2014-2017 years – but there’s still a great deal of opportunity coming from China, it’s just taking a slightly different shape. How are things changing? There is a shift in transaction […]

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Real Estate Debt Capital Markets Survey 2018

After riding high through the property boom, Australia’s developers and property investors have faced tight liquidity constraints and challenging yields over the past year – especially in riskier pockets of oversupply. This is likely to become business as usual in the year ahead. But how will capital providers respond to the shift in the market? […]

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March 2018 Outlook

We are at the at the end of quarter one 2018 and perhaps at a crossroad. The major global economies are witnessing growth and GFC is almost a forgotten blight on the landscape. Central banks are either raising interest rates as in the case of the US, or withdrawing surplus liquidity from their money supply […]

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Greater role for broker specialists: Stamford

Commercial property finance broker Stamford Capital has set up shop in South Australia, vowing to ease the funding constraints facing local developers and investors. The Adelaide office of the national group is being led by director Adam Miller, who has more than 20 years’ experience in the sector, including senior roles at NAB and BankSA. […]

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Loan Product Alert March 2018

Stamford Capital is able to secure construction funding from $1.0m up to $25m for developers at interest rate up to 10.35%, No line fee and NIL presales up to $2.0m. Presales Up to $2.0m Nil Presales $2.0m to $5.0m 50% presale cover $5.0m to $15.0m 75% presale cover Over $15.0m to $25m Case by Case […]

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I’m a non-bank lender…get me out of here!!

2018 is shaping up to be a most interesting year for non-bank capital, particularly in the development finance space…well as interesting as real estate debt can be! For those wanting to skip the details, the key comments from Stamford are as follows: When it comes to debt funding real estate developments, we’ve seen a considerable […]

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Stamford expands into Adelaide

Stamford Capital has opened an office in Adelaide as part of its national expansion and appointed Adam Miller as Director. Miller brings over 20 years’ experience in the commercial property sector spanning valuation, asset management and banking, he has held a range of senior roles at financial intuitions such as Bank SA (a division of […]

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A new perspective on China

There are still plenty of opportunities in Australia for Chinese developers and buyers. But with the Chinese government tightening capital outflow, it’s not so easy for investors and developers to move their money out of the country. That’s why Stamford Capital is proactively expanding its services to the Asian market. Having recently joined Stamford Capital […]

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Is now the time to worry about settlement defaults?

As regulatory pressure on lenders intensifies, and a significant volume of apartment developments near completion – settlement default is becoming an increasingly common topic of conversation. It poses a big risk for developers, who are faced with the challenge of protecting their investments in a volatile and potentially deteriorating market. Purchasers at risk of default […]

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August 2017 Outlook

The current interest rate environment is benign with shortened periods of volatility, generally settling down within two to three weeks. This is a pattern which has repeated itself for the past 18mths – 2years with little or merely passing interest from borrowers to address any debt and hedging exposures. Indeed, a fair amount of activity […]

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How to Choose the right valuation partner

How to choose the right valuation partner When you’re securing finance for your next investment or development, you need a good commercial property valuer to kick-start your project. The right valuer can provide essential initial guidance on your potential valuation amount, reducing the risk of any surprises when you get to the bank. The valuation […]

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New financing options for residual stock

The excess of residual stock on the residential market is causing a few headaches for developers, especially when looking to finance their next project. Here’s why: banks are constricting their home loan appetite to foreign purchasers, so investors who made assumptions on criteria 18 to 36 months ago may now face difficulties financing their off-the-plan […]

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Where will your bank manager be next year?

Over the past decade, the broker market has rapidly expanded. Back then, mortgage brokers accounted for 15 per cent of residential loans, and now it’s more than 53 per cent. The commercial broker market is also on the rise, although it started to develop a little later. Currently commercial brokers are responsible for around 12 […]

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Challenges ahead for offshore developers

The number of offshore developers in Australia has risen dramatically over the past five years. Knight Frank Research data shows Chinese developers and investors only held two per cent of total development site sales in 2012. By the end of 2016, it had grown to 38 per cent.¹ In China, fears of a slowing economy […]

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Commercial development leased by French Public relations company

Stamford Capital has been working with Milligan Group since both our inceptions. We are proud to announce that French advertising and public relations company Publicis Groupe has leased the office space at 21 Harris Street, Pyrmont with developer Milligan Group. The development was backed by Stamford Capital Investments and Quintet Partners. Click here to view […]

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Stamford comments on construction finance market

Project funding is coming on stream again after the banking market effectively ‘seized’ in mid-2016, but this new money is very choosy and comes at a price, says Stamford Capital’s executive director Michael Hynes. “Towards the middle of the year the banking market seized, with APRA closely scrutinising lending to all sectors – commercial and […]

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February 2017 Outlook

Interesting, the adjective is defined as arousing curiosity or interest; holding or catching the attention, with synonyms of absorbing, engrossing, fascinating, riveting, compelling, spellbinding, etc. Whilst some of the synonyms may be a little far stretched, the past year could certainly be assessed as interesting to say the least. The questions now is ‘has the […]

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August 2016 Outlook

Sometimes it can be hard to fight City Hall. The RBA has delivered a much expected interest rate cut and yet most of us don’t feel that bullish about economic conditions. An explanation for part of this feeling is the much tighter capital conditions that are apparent in the bank debt funding market and subsequent […]

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March 2016 Outlook

Every day appears somewhat like Groundhog Day, when reviewing the RBA setting of its targeted cash rate. That’s not to say that there isn’t market volatility in the yield curve and fixed rates and we have certainly witnessed significant volatility in the AUD currency. So in reviewing the current market conditions and value opportunities, should […]

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Investors and developers face mini credit crunch

Commercial property investors and developers can expect a mini credit crunch from Australian banks this year as the rising cost of funds and new regulations start to bite. Intermediaries between banks and investors, as well as several non bank lenders, are already seeing conditions tighten despite the latest data form the Australian Prudential Regulation Authority […]

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Best of NSW crowned at sold-out event

More than 20 mortgage professionals across New South Wales received top honours at The Adviser’s Better Business Awards last night. Over 500 people gathered at Sydney’s Sofitel ballroom to recognise the award winners across a range of categories. Raymond Xue of ACA Mortgage Solution took out the most coveted gong of the night, Broker of […]

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Credit tightening in property sector with banks increasing margins, is Australia set for a credit crunch?

According to leading economists and market commentators, liquidity has started to tighten in Australian markets in direct response to regulatory changes implemented by Australian Prudential Regulation Authority (APRA) across the banking sector forcing banks to hold more capital. In addition, global and macro-economic factors are adding to the squeeze on liquidity and the impacts on […]

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APRA changes for banks likely to hit property sector

Australian Prudential Regulation Authority (APRA)’s proposed change to increase equity allocation on mortgages has been a hot topic for some time within banking circles and its implications will soon be felt across the property development and construction sectors. Click here to download the full article.

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Institutional funds provide welcome market support

The past six to nine months have been dynamic for the commercial real estate lending market, in particular the non-bank lending sector, where reduced competition during the GFC stagnated growth and hindered access to capital. Click here to view the whole article.

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May 2014 Outlook

As we head into the federal budget with a conservative government at the helm, it would appear that the strategy of leaking bad news of fiscal restraint and austerity measures are having an impact on consumer sentiment at least. The Weekly ANZ – Roy Morgan consumer confidence survey has taken a 4% drop in a […]

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November 2013 Outlook

With the end of 2013 fast approaching we thought it timely to provide a brief update on the capital markets and some detail on recent transactions closed by Stamford. Through the course of this year we have seen an increased supply of capital across the whole stack. This has been particularly noticeable in the structured […]

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May 2013 Outlook

Great to see the RBA delivered on a broadly unexpected timing of a 25 bpt rate cut yesterday. There has been no shortage of media coverage around interest rates of late and the timing of a ‘line ball’ call of whether the RBA ease. As the central bank has acted to reduce the cash rate […]

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August 2012 Outlook

Prior to 2008, the $2.6 billion structured capital market for commercial property was, in our experience, more liquid in sub $5 million exposures as opposed to larger mezzanine deals. This was a reflection of the market risk appetite and demand at the time given structured debt facilities of $1 million to $5 million were associated […]

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April 2012 Outlook

Russell has over 20 years’ experience at a senior executive level in financial markets, specifically capital markets sales and treasury risk management. Russell has expertise in assisting clients with all their treasury risk management requirements and has worked with organisations across ASX 200 as well as having guided a number of mid-tier clients through solutions […]

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February 2012 Outlook

The early part of 2012 has seen weak sentiment in the commercial real estate market carry through from the later part of 2011. General business confidence is also low, particularly in those parts of the economy not benefitting from the strength in the resources sector. Click here to view the full Stamford Insight.

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