Insights

  • February 28, 2018

    Loan Product Alert March 2018

    Stamford Capital is able to secure construction funding from $1.0m up to $25m for developers at interest rate up to 10.35%, No line fee and NIL presales up to $2.0m. Presales Up to $2.0m Nil Presales $2.0m to $5.0m 50% presale cover $5.0m to $15.0m 75% presale cover Over $15.0m to $25m Case by Case […]

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  • February 10, 2018

    I’m a non-bank lender…get me out of here!!

    2018 is shaping up to be a most interesting year for non-bank capital, particularly in the development finance space…well as interesting as real estate debt can be! For those wanting to skip the details, the key comments from Stamford are as follows: When it comes to debt funding real estate developments, we’ve seen a considerable […]

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  • January 29, 2018

    Stamford expands into Adelaide

    Stamford Capital has opened an office in Adelaide as part of its national expansion and appointed Adam Miller as Director. Miller brings over 20 years’ experience in the commercial property sector spanning valuation, asset management and banking, he has held a range of senior roles at financial intuitions such as Bank SA (a division of […]

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  • January 8, 2018

    A new perspective on China

    There are still plenty of opportunities in Australia for Chinese developers and buyers. But with the Chinese government tightening capital outflow, it’s not so easy for investors and developers to move their money out of the country. That’s why Stamford Capital is proactively expanding its services to the Asian market. Having recently joined Stamford Capital […]

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  • August 2, 2017

    Is now the time to worry about settlement defaults?

    As regulatory pressure on lenders intensifies, and a significant volume of apartment developments near completion – settlement default is becoming an increasingly common topic of conversation. It poses a big risk for developers, who are faced with the challenge of protecting their investments in a volatile and potentially deteriorating market. Purchasers at risk of default […]

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  • August 2017 Outlook

    The current interest rate environment is benign with shortened periods of volatility, generally settling down within two to three weeks. This is a pattern which has repeated itself for the past 18mths – 2years with little or merely passing interest from borrowers to address any debt and hedging exposures. Indeed, a fair amount of activity […]

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  • July 20, 2017

    How to Choose the right valuation partner

    How to choose the right valuation partner When you’re securing finance for your next investment or development, you need a good commercial property valuer to kick-start your project. The right valuer can provide essential initial guidance on your potential valuation amount, reducing the risk of any surprises when you get to the bank. The valuation […]

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  • July 10, 2017

    New financing options for residual stock

    The excess of residual stock on the residential market is causing a few headaches for developers, especially when looking to finance their next project. Here’s why: banks are constricting their home loan appetite to foreign purchasers, so investors who made assumptions on criteria 18 to 36 months ago may now face difficulties financing their off-the-plan […]

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  • June 26, 2017

    Where will your bank manager be next year?

    Over the past decade, the broker market has rapidly expanded. Back then, mortgage brokers accounted for 15 per cent of residential loans, and now it’s more than 53 per cent. The commercial broker market is also on the rise, although it started to develop a little later. Currently commercial brokers are responsible for around 12 […]

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  • June 15, 2017

    Challenges ahead for offshore developers

    The number of offshore developers in Australia has risen dramatically over the past five years. Knight Frank Research data shows Chinese developers and investors only held two per cent of total development site sales in 2012. By the end of 2016, it had grown to 38 per cent.¹ In China, fears of a slowing economy […]

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  • June 10, 2017

    Commercial development leased by French Public relations company

    Stamford Capital has been working with Milligan Group since both our inceptions. We are proud to announce that French advertising and public relations company Publicis Groupe has leased the office space at 21 Harris Street, Pyrmont with developer Milligan Group. The development was backed by Stamford Capital Investments and Quintet Partners. Click here to view […]

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  • June 2, 2017

    Stamford comments on construction finance market

    Project funding is coming on stream again after the banking market effectively ‘seized’ in mid-2016, but this new money is very choosy and comes at a price, says Stamford Capital’s executive director Michael Hynes. “Towards the middle of the year the banking market seized, with APRA closely scrutinising lending to all sectors – commercial and […]

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  • February 3, 2017

    February 2017 Outlook

    Interesting, the adjective is defined as arousing curiosity or interest; holding or catching the attention, with synonyms of absorbing, engrossing, fascinating, riveting, compelling, spellbinding, etc. Whilst some of the synonyms may be a little far stretched, the past year could certainly be assessed as interesting to say the least. The questions now is ‘has the […]

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  • August 2, 2016

    August 2016 Outlook

    Sometimes it can be hard to fight City Hall. The RBA has delivered a much expected interest rate cut and yet most of us don’t feel that bullish about economic conditions. An explanation for part of this feeling is the much tighter capital conditions that are apparent in the bank debt funding market and subsequent […]

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  • March 2, 2016

    March 2016 Outlook

    Every day appears somewhat like Groundhog Day, when reviewing the RBA setting of its targeted cash rate. That’s not to say that there isn’t market volatility in the yield curve and fixed rates and we have certainly witnessed significant volatility in the AUD currency. So in reviewing the current market conditions and value opportunities, should […]

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  • February 28, 2016

    Investors and developers face mini credit crunch

    Commercial property investors and developers can expect a mini credit crunch from Australian banks this year as the rising cost of funds and new regulations start to bite. Intermediaries between banks and investors, as well as several non bank lenders, are already seeing conditions tighten despite the latest data form the Australian Prudential Regulation Authority […]

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  • February 2, 2016

    Best of NSW crowned at sold-out event

    More than 20 mortgage professionals across New South Wales received top honours at The Adviser’s Better Business Awards last night. Over 500 people gathered at Sydney’s Sofitel ballroom to recognise the award winners across a range of categories. Raymond Xue of ACA Mortgage Solution took out the most coveted gong of the night, Broker of […]

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  • November 26, 2015

    Credit tightening in property sector with banks increasing margins, is Australia set for a credit crunch?

    According to leading economists and market commentators, liquidity has started to tighten in Australian markets in direct response to regulatory changes implemented by Australian Prudential Regulation Authority (APRA) across the banking sector forcing banks to hold more capital. In addition, global and macro-economic factors are adding to the squeeze on liquidity and the impacts on […]

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  • August 10, 2015

    APRA changes for banks likely to hit property sector

    Australian Prudential Regulation Authority (APRA)’s proposed change to increase equity allocation on mortgages has been a hot topic for some time within banking circles and its implications will soon be felt across the property development and construction sectors. Click here to download the full article.

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  • February 10, 2015

    Institutional funds provide welcome market support

    The past six to nine months have been dynamic for the commercial real estate lending market, in particular the non-bank lending sector, where reduced competition during the GFC stagnated growth and hindered access to capital. Click here to view the whole article.

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  • May 3, 2014

    May 2014 Outlook

    As we head into the federal budget with a conservative government at the helm, it would appear that the strategy of leaking bad news of fiscal restraint and austerity measures are having an impact on consumer sentiment at least. The Weekly ANZ – Roy Morgan consumer confidence survey has taken a 4% drop in a […]

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  • November 10, 2013

    November 2013 Outlook

    With the end of 2013 fast approaching we thought it timely to provide a brief update on the capital markets and some detail on recent transactions closed by Stamford. Through the course of this year we have seen an increased supply of capital across the whole stack. This has been particularly noticeable in the structured […]

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  • May 3, 2013

    May 2013 Outlook

    Great to see the RBA delivered on a broadly unexpected timing of a 25 bpt rate cut yesterday. There has been no shortage of media coverage around interest rates of late and the timing of a ‘line ball’ call of whether the RBA ease. As the central bank has acted to reduce the cash rate […]

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  • August 10, 2012

    August 2012 Outlook

    Prior to 2008, the $2.6 billion structured capital market for commercial property was, in our experience, more liquid in sub $5 million exposures as opposed to larger mezzanine deals. This was a reflection of the market risk appetite and demand at the time given structured debt facilities of $1 million to $5 million were associated […]

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  • April 4, 2012

    April 2012 Outlook

    Russell has over 20 years’ experience at a senior executive level in financial markets, specifically capital markets sales and treasury risk management. Russell has expertise in assisting clients with all their treasury risk management requirements and has worked with organisations across ASX 200 as well as having guided a number of mid-tier clients through solutions […]

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