Insights

  • November 18, 2020

    The impacts of COVID-19

    The coronavirus pandemic has shifted the way banks and non-banks are looking at lending. To read more of the feature in Mortgage Professional Australia click here.

    Read On

  • October 21, 2020

    October 2020 Outlook

    To say the world has changed since our past article would be an understatement. Clearly there is total media saturation on what has to be one of the globe’s worst health crisis in history and its ramifications on both human and economic functions. In our last paper, we had communicated and forecast cash rates to […]

    Read On

  • October 2, 2020

    Real Estate Debt Capital Markets Survey 2020

    In early 2020 the real estate debt capital market was quietly optimistic. By January, the residential market had recovered almost all of the losses suffered between 2017 and 2019. Most lenders were looking for new opportunities to reduce their loan books, with 87% expected to maintain or loosen their investment credit criteria. And then COVID-19 […]

    Read On

  • September 30, 2020

    Non-Bank Lenders Seize Resurgent Loan Appetite

    Non-bank lenders are leading the charge to capture emerging capital flowing back into the property market as investors emerge from the depths of the Covid-19 crisis, financier Stamford Capital says. According to a survey of 100 lenders conducted in August, lending activity is projected to remain stable, with 70 per cent of respondents expecting major […]

    Read On

  • September 29, 2020

    Non-Banks drive surge in real estate funding liquidity

    A fresh wave of capital has poured into real estate debt markets in the post-COVID-19 age, according to a survey of 100 lenders, and non-banks are leading the charge to fund investors and developers. More than 70 per cent of the banks, non-banks and private lenders surveyed in August by mortgage originator Stamford Capital said […]

    Read On

  • August 24, 2020

    ‘Gold Brick’ Bias Creates Niche for Non-Bank Lenders

    Liquidity is more important than pricing and wherever there is liquidity, there is a deal that can be done. Click here to read the full article from The Urban Developer.

    Read On

  • July 13, 2020

    The Office is Dead…Long Live the office

    I’ve had several conversations over the last three months about offices being a relic of a pre corona world. There is little doubt that the office and the purpose of an office will change. The likely changes include greater flexibility for teams to operate at home or from the office. Modern businesses will adjust here. […]

    Read On

  • June 23, 2020

    Loan product alert – June 2020

    We rarely lead with price but Stamford has capital allocation that is both unique and highly competitive, notables as follows: Lender: Bank Type: Investment Debt Facility Loan size: $7,500,000+ LVR: Up to 65% Interest Rate: ~2% all in Subject to the Banks’ credit assessment policy and conventional loan covenants for a facility of this nature. […]

    Read On

  • June 12, 2020

    2020 Residential Market Outlook

    Thanks to Colliers International for hosting and inviting Stamford to take part in the 2020 Residential Market Outlook Webinar alongside Ethos Urban. To see the full presentation on the 2020 Residential Market Outlook during and post COVID-19 click here.

    Read On

  • May 6, 2020

    Stamford Snapshot: 6th edition

    Following on and an update from last Wednesday. Our key observations over the last week: The market appears to have definitely shaken lose who remains at play in the non-bank space. We are surprised on the upside at the depth of capital available, both for existing assets and development. Should also mention residual stock, like […]

    Read On

  • April 29, 2020

    Stamford Snapshot: 5th edition

    Following on and an update from last Wednesday. Our key observations over the last week: Demand for debt capital continues to subside, in particular for development/project finance. We have terms issued and agreed on our first structured deal post COVID, a staple of senior and two separate junior positions. The capital here from an Asian fund………some […]

    Read On

  • April 22, 2020

    Stamford Snapshot: 4th edition

    Following on and an update from last Wednesday. Our key observations over the last week: We are seeing and doing genuine post COVID deals now, giving us and our clients the benefit of real time risk and pricing benchmarks.  The bias here being reduced risk/gearing with increased pricing, happy to take calls to talk about particular […]

    Read On

  • April 15, 2020

    Stamford Snapshot: 3rd edition

    Following on and an update from last Wednesday. Our key observations over the last week: Continued bias in tightened availability of debt capital and those lending taking less risk and wanting greater return, the later in particular for the non-bank market. Demand for debt capital has fallen materially with the bulk of our origination in […]

    Read On

  • April 8, 2020

    Stamford Snapshot: 2nd edition

    Following on and an update from last Wednesday. Our key observations over the last week: The bias remains to debt capital tightening, in particular we have seen some non-banks tighten credit criteria or pause lending rather than price for risk. That said we remain encouraged by the amount of debt capital remaining at play for […]

    Read On

  • March 31, 2020

    Stamford Snapshot

    Given the extraordinary and dynamic times in which we currently exist, Stamford will provide weekly short form updates on debt capital for Australian real estate investors and developers via email, LinkedIn and Twitter feeds. We promise to wind back output once markets stabilise. We also intend to re-run our annual Debt Capital Markets survey later in […]

    Read On

  • March 24, 2020

    Your Certainty in Commercial Property Capital

    Stamford Update Well it’s been the most remarkable couple of weeks of most of our careers. We hope that you are all healthy and safe. Stamford made the decision to send our people to work from home last Monday 16th March. We have systems that are secure and cloud-based so we transitioned to full productivity […]

    Read On

  • December 6, 2019

    Loan product alert – December 2019

    Christmas Special – No presale construction finance at 60% LVR We currently have access to funds for high leverage, no presale construction funding. Guidelines: Loan amount up to $25m Interest rate less than 10% No line fee All metro locations Quick turnaround time Contact us now for a term sheet this side of Christmas. Hit […]

    Read On

  • December 3, 2019

    November 2019 Outlook

    The recurring theme from the Governor of the RBA is that interest rates will remain low for some time to come. He continually reiterates this theme through the monetary policy statements and other channels. This is as a result of low global interest rates. The questions and uncertainty that becomes apparent from here on is […]

    Read On

  • October 18, 2019

    Loan product alert – October 2019

    Construction finance up to 85% LTC from 6.95% p.a. We currently have access to funds with appetite for low presale, high leverage construction transactions with pricing from 6.95% p.a. Guidelines: Up to 85% LTC Up to 72% LVR Low presale hurdle from 45% debt cover Transactions up to $30m All major metro areas Exlusive product […]

    Read On

  • September 29, 2019

    Loan product alert – Sept 2019

    Up to 75% LVR under 5% p.a…no way! We have recently seen a significant shift in the non-bank capital market with compression of non-bank rates trending downwards towards traditional banking pricing for investment debt. Lender: Non-Bank; – Loan size: from $1M up to $7.5M; – LVR: up to 70%-75%; – Interest rate: 4.70%-5.10%; and – […]

    Read On

  • September 10, 2019

    Build to can’t sell. Let’s be honest.

    This article examines the existing conditions in the build-to-rent market and highlights: Financing constraints on the debt and equity side that are hindering investment in the segment; Lack of tax concession for investors (MIT withholding tax/lack of GST Credits) significantly impacting project returns; and Pointers we can take from overseas with their further advanced build-to-rent […]

    Read On

  • August 14, 2019

    Stamford Capital courting overseas investors

    With banks now requiring 100-120% debt coverage for overseas buyers and local appetite reducing for off-the-plan apartments due to Opal and Mascot towers incidents, non-bank lenders have developed zero pre-sales product to cater to this market. Click here to read the full article.

    Read On

  • July 16, 2019

    July 2019 Outlook

    Since our last Outlook, interest rates have been reduced twice by the central bank. The second cut had forecasters divided as to the timing, but clearly the rate reduction had been fully priced and expected by the market. The RBA finally abolished the 5.00% employment benchmark that it had been linking policy with, as a […]

    Read On

  • July 5, 2019

    Lending after the storm

    Figures show the changing appetite of lenders. As the banking sector recovers from the perfect storm created by APRA restraints, the royal commission and the final Hayne report, lenders are looking to grow their loan books and develop new products for the changing market, according to Stamford Capital’s 2019 Real Estate Debt Capital Markets Survey. […]

    Read On

  • July 2, 2019

    Suntec REIT secures Pyrmont’s Workshop for $297m

    We are delighted to announce Singapore-based Suntec REIT has recently finalised the acquisition of the Workshop office building in Pyrmont, an A-grade asset being developed by one of our clients Milligan Property Group in partnership with Stamford Capital Australia and Quintet Partners. To read the article from The Australian written by Ben Wilmot Click here

    Read On